Voluntary Benefits

Voluntary Benefits


What Does it Cost?

Voluntary benefits are 100% employee paid.
However, to make a voluntary program successful employers need to do the following:

  • Commitment: Believe that they are doing their employees a service.
  • Endorsement: Believe in and support the process from start to finish.
  • Employee Time: Allow for employees to spend a minimal amount of time with a benefits counselor.


How Does it Work?

Voluntary benefits are implemented using Benefit Counselors with communication and education tailored to the specific needs of the employee group. A typical process will include:

  1. Pre-enrollment communication rollout
  2. Open enrollment announcement
  3. Employees meet with dedicated Benefit Counselors to make informed decisions
  4. Follow-up and ongoing enrollments


Value to Employees

  • Access to high quality financial counselors
  • Cost effective financial protection coverage
  • Avoidance of financial hardship


Value to Employers

Most employers can benefit from a voluntary benefit offering. However, the type of products offered and approach to implementation will vary based on workforce characteristics.

  • Reduced absenteeism
  • Greater appreciation of employer benefit program
  • Linkage with other benefits


Associate Spotlight

Nathalie Lacouture

Account Executive, Employee Benefits Division