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Providing high-quality benefits is key to attracting and retaining top talent and keeping employees engaged. But the cost and complexity of managing benefits is daunting for small businesses. Owners who are already strapped for time and resources must balance payroll and benefits while recruiting, training and retaining new employees. Employee benefits impact an employee’s work-life […]

On October 18, 2022, the Internal Revenue Service (IRS) released Revenue Procedure 2022-38, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,050 for plan years beginning in 2023, an increase of $200 from 2022.  Thus, for health FSAs with a carryover feature, the maximum carryover amount is $610 (20% of the $3,050 salary […]

There are numerous important aspects of investing. Some of these characteristics, such as experience and wisdom, may take years to develop. Perhaps one reason Warren Buffet made 95% of his wealth after the age of 65. Although investing is never easy, if I had to simplify it and share three key factors, I would say […]

On October 13, 2022, the IRS finalized regulations (the “Final Rule”) intended to revise the method of determining affordability under the Affordable Care Act (ACA) for an employee’s family members by considering whether the coverage offered by the employer to the employee and their family members is affordable. The final regulations are effective on December 12, 2022.  […]

I started investing in banks over 30 years ago and I often get asked what got me so interested in banks. While I eventually discovered the reasons banks are good investments, at first it was initially a coincidence. The first bank I invested in, a recommendation from a friend, was in Reno, NV. We became […]

On an annual basis, The Centers for Medicare and Medicaid Services (CMS) require all employers who provide a group health plan to their employees to disclose whether the plan has creditable drug coverage under Medicare Part D.  Employers must notify CMS and all Medicare-eligible participants in the health plan of the plan’s drug coverage status. […]

Megan Fleisher spent her summer at The Fedeli Group as Events and Marketing Intern. Before departing, we wanted to ask a few questions about her experience!   What is the greatest lesson you’ve learned / or proudest project you worked on this summer? One of the greatest lessons I have learned during my time at The Fedeli […]

On July 28, 2022, the DOL, HHS, and the IRS (collectively, the “Agencies”) released FAQs About Affordable Care Act Implementation Part 54, which, according to the Agencies, is intended to make it clear that, despite the Supreme Court’s ruling in Dobbs, the ACA’s preventive care mandate requires non-grandfathered group health plans and health insurance issuers to cover […]

I’m sometimes accused of repeating myself. I tend to review situations by dissecting the details and reflecting on what went well and what could have been better. I may share different experiences, but my goal is the share my life, business or investment lessons. The common ingredients are usually people and relationships. It’s what I […]